PROJECT & PERSONAL LOANS
Loans up to
$100,000*
Give qualified customers another way to move forward with a project or an approved purchase.
Explore loan optionsU.S. CONTRACTOR & TRADE FINANCING
Your next project.
Their next yes.
Help customers move forward with financing options up to $100,000 through our lending network.
Built for solar, roofing, windows, doors, HVAC and the trades. You focus on the work. We help connect your customers to financing.
Independent lenders. Qualified applicants. Clear next steps.
THE PARTNER ADVANTAGEMore ways to move forward.
SOLARROOFINGWINDOWS & DOORSHVACCONSTRUCTION & THE TRADES
THROUGH OUR LENDING NETWORK
The right options.
For what comes next.
Financing access for qualified customers, with options for domestic projects and approved international purchases.
CREDIT CARDS
Credit limits up to
$25,000*
Credit card options for eligible Americans and Canadians, subject to issuer requirements.
Explore credit card optionsHOME EQUITY & HELOCs
For larger financing needs
Think bigger.
Explore home equity options through our lending network, including potential amounts above $100,000.
Explore home equity options*Maximum potential amounts, not guaranteed approvals. Domestic and international use depends on eligibility and lender or issuer rules. Confirm the currency and terms of each offer. Home equity financing requires an eligible property as collateral.
01 / UNITED STATES
Built around your trade.
Designed for opportunity.
Your customers have a project in mind.
Give them a financing path to explore, not just an upfront price.
Solar & Energy
New possibilities for energy projects.
Roofing
Options for essential roof projects.
Windows & Doors
Help customers move forward with upgrades.
HVAC
Financing options for year-round comfort.
Remodeling & Construction
From planned renovations to larger projects.
Electrical, Plumbing & More
Financing access across the trades.
You are the contractor. We are the connection.
Customer financing access, without becoming the lender.
A CLEAR PATH TO PARTNERSHIP
One application.
A new way to do business.
Apply to partner.
Tell us about your business, customers and financing needs.
Get reviewed.
We review your business and, if approved, confirm your program and partnership terms.
Offer more options.
Access your partner portal and direct eligible customers to the approved financing process.
Partner approval is separate from customer credit approval. Program access begins only after business review and onboarding.
02 / INTERNATIONAL BUSINESS PARTNERSHIPS
Your business abroad.
More options for
North American customers.
Turn the financing gap into a new opportunity.
Partner with Gardner Capital Partners to help eligible Americans and Canadians explore financing for approved purchases while living in or visiting another country.
From Mexico and Central America to other eligible markets, we connect international businesses with financing pathways their customers may not find locally.
Real estate & property purchases
Automotive & vehicle purchases
Vacation ownership & memberships
Other approved purchases & services
U.S. & CANADIAN
CUSTOMERS
CUSTOMERS
INTERNATIONAL
BUSINESS PARTNERS
BUSINESS PARTNERS
One connection.
Opportunity beyond borders.
Opportunity beyond borders.
EXCLUSIVELY FOR APPROVED PARTNERS
Your partnership.
All in one place.
Approved partners can sign in to access their assigned workspace and financing resources.
Is Gardner Capital Partners the lender?+
No. Gardner Capital Partners connects approved business partners and eligible customers with financing options through an independent lending network. Lenders and card issuers set terms, review applications and make all credit decisions.
Who should apply to become a partner?+
Established U.S. contractors and trade businesses, and international businesses serving American and Canadian customers. All partner applications are reviewed. This is a business partnership application, not a consumer credit application.
What financing amounts may be available?+
Through our lending network, qualified applicants may explore loans up to $100,000 and credit card limits up to $25,000. Home equity options may address larger financing needs. Actual products, amounts, currencies and terms depend on the lender, applicant and location.
Can Americans and Canadians apply while abroad?+
Eligible Americans and Canadians living in or visiting another country may have options through approved business partners. Citizenship alone does not establish eligibility. Residency, credit history, income, documentation, lender service areas and permitted use of funds all matter.
Does international financing mean a foreign mortgage or auto loan?+
Not necessarily. A personal loan, credit card or eligible home equity product may be used for an approved purchase when lender rules permit. We do not promise that a lender will finance or accept foreign property or a foreign vehicle as collateral.
What happens after my business applies?+
Your business application is reviewed before any partner access is granted. We may request additional information. Approved partners receive an invitation to set up their login and access documents, agreed terms and financing resources.
Are approval, rates or funding times guaranteed?+
No. Approval, credit checks, rates, fees, repayment terms and funding timelines are determined by the lender or issuer and vary by applicant. Your customer should review the actual offer before accepting.
YOUR NEXT OPPORTUNITY
Better options start
with the right connection.
Become a Partner
Already approved? Partner Login